Build Now, Pay Later

Pay your deductible on a timeline that makes sense for your budget.


Is the Captain® Deductible Payment Plan Right for Me?

Depending on the severity of the damage, repairing your home might not be your only financial concern following a weather disaster. Temporary shelter, food, and medical care could also be urgent needs for you and your family. 

Or maybe you don’t have the means to pay your deductible, so you decide you’ll figure out a way to live with the damage to your home and the subsequent drop in property value. 

The climate is changing – storms, tornadoes, fires, and floods. You might not have known you’d need to file so many home insurance claims over just a handful of years. This time, you’re not sure you can scrape together the money you need to pay your deductible.

You worked hard to buy your home. You take pride in its upkeep and appearance. It’s your place of peace. You shouldn’t have to choose between home repairs and your family’s safety and welfare.

That’s why Captain created our Build Now, Pay Later plan.


How Does the Build Now, Pay Later Plan Work?

The Captain Build Now, Pay Later plan offers you up to 36 months at 0% interest to pay your deductible. In addition to the ease of our deductible payment plan, with Captain:

Icon-5 copy 2

Home repairs are done by the Captain-Approved contractor of your choosing

Icon-57 copy 2@2x

You never owe more than your deductible for the repairs done to your home

Icon-7 copy 2@2x

Your home repairs are started faster and can be completed in as little as 30 day

Get Started

If you’re interested in learning more about our Build Now, Pay Later Plan, fill out the form below and a Captain Claim Advocate will contact you soon.